23 May WHO IS MORE LIKELY TO SMOKE: A CRIMINAL OR A LAW-ABIDING CITIZEN?
A large number of economic and psychological studies demonstrate that people who are impatient in one area of their life tend to be impatient in other areas as well. This isn’t true in every single case, but of course, that doesn’t matter if we’re trying to understand the “typical person.” Based on your general knowledge and educated guessing:
Who is more likely to smoke: a criminal or a law-abiding citizen? Who is more likely to shoot heroin: a person who saves 20 percent of their income or a person who can’t ever find a way to save? Who is more likely to have a lot of credit card debt: a smoker or a nonsmoker?
In a competitive banking system, what tends to happen to banks that make low-interest rate loans to the banker’s friends: Do they tend to be more successful or less successful than other, more ruthless banks? Given your answer to the previous question, how do you suspect that politicized government-owned banks stay in business?
. In many poor countries, the banking system just isn’t advanced enough to lend money for many large investments. Based on this single fact, where would you expect to see more entrepreneurs coming from rich families rather than poor families: in the rich countries or the .00r countries? Why?
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