14 Jun A.disability insurance.
Question
.8075em;=”” vertical-align:=”” baseline;=”” line-height:=”” 19.3799991607666px;=”” color:=”” rgb(51,=”” 51,=”” 51);=”” font-family:=”” verdana;=”” background:=”” rgb(255,=”” 255,=”” 255);”=””>1. You have a parent who may need nursing care at some time in
the future.You know the health insurance policy doesn’t cover
such expenses and that Medicare coverage is limited.You
should consider
A.disability insurance.
B.extended HMO.
C.group senior health care coverage.
D.long-term care insurance.
2. You’re the sole source of income for your family and your job
requires you to be in good physical condition.You’re concerned
that an injury could prevent you from performing your work.You
should consider
A.long-term care insurance.
B.extended HMO.
C.disability income insurance.
D.Medicare.
3. You’re reviewing your homeowner’s insurance policy to identify perils. Which one of the
following might be listed in that section of the policy?
A.Liability exposure C.Indemnity principle
B.Insurable interest D.Fire and smoke
4. You’ve elected to purchase a participating policy and will therefore have the potential to
receive
A.cash value. C.group rates.
B.extended benefits. D.policy dividends.
5. The settlement option chosen by most beneficiaries is
A.lump sum. C.fixed amount.
B.interest only. D.fixed time.
6. The least expensive form of permanent insurance protection is
A.term. C.limited payment.
B.straight life. D.universal.
7. Commonly, surgical expenses are covered on the basis of
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