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Response paper about floods
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Asked: Apr 26th, 2019
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Please answer the following questions after you go through the uploaded files and have clear idea of the requirement (Rubric).
who should bear the cost of flood insurance? Should it be a private insurance market with high premiums, and individuals will just be out of luck in case of a flood if they could not afford the insurance? Or should the cost of the Natomas homeowners’ insurance be partially paid by all taxpayers – even by those folks wise enough to live well above the floodplain?
Tags: Geology Floods
response_paper_floods.pdf
rubric.pdf
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Geology 140 (Geology + Environment), Spring 2019 Response Paper #12 – Floods (Updated April 23, 2019) The National Flood Insurance Program (NFIP) is a government-subsidized program available to anyone who wants flood insurance, but required for anyone who has a federally-insured mortgage – which is most middle class home owners. The original goal of the program was to reduce losses from floods, but since the program began flood losses have instead continually increased. This is largely because many more people now live in areas vulnerable to flooding, in part because the NFIP reduces the financial risk to the individual of living in a flood zone. Here are two contrasting looks at flood insurance: John Stossel,
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