26 Jul WHAT POLICIES YOU THINK OUGHT TO BE IMPLEMENTED TO HELP SMALL BUSINESSES.
Health-insurance premiums are up by double digits for the fourth straight year. And Chuck Mott like Show more Health-insurance premiums are up by double digits for the fourth straight year. And Chuck Mott like millions of other small-business owners around the country is wondering just how hell pay them this time around. He doesnt have many options left. Depending on how high the increase is we may have to ask our employees to pay even more of the premium he says. But if it keeps going up Im not sure how much longer we can continue to do that either. Health-insurance costs have jumped an astounding 59 percent since 2001five times the rate of inflation and five times the growth in wages. Economists blame those spiraling costs for dragging down the economic recovery and putting a damper on hiring in firms of all sizes. But its the small businessesthose with 200 employees or fewerthat are getting hit the hardest. On average they pay the highest premiums and get smacked with the largest annual increases. Thats because the smaller the number of employees the higher risks for insurance companies. The end result: Health-insurance costs have become a critical problem for two-thirds of small businesses in America according to a survey by the National Federation of Independent Businesses. Thats an 18 percent hike since 2001 when 47 percent called health care costs a crucial concern. . . . (Source: Healthcare Costs: Big Woe for Small Firms. Christian Science Monitor September 16 2004.) Your job in this assignment is to brainstorm some possible policy solutions to this dilemma for small firms. In paragraph format write a brief essay (200-300 words) on What policies you think ought to be implemented to help small businesses. Show less
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