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Finance Commercial Bank Management

Finance Commercial Bank Management

1.

What is monetary policy?

2.

Suppose  the  Fed

purchases

$500  million  in  government  securities  from  a

primary dealer.  What will happen to the level of legal reserves in the banking

system and by how much will they change?

3.

How  would  you  describe  the  size  distribution  of  American  banks  and  the

concentration of i

ndustry assets in the U.S.?

4.

What is a bank holding company?

5.

What did the Riegle-Neal Interstate Banking Act do?  Why was it passed into

law?

6.

Why is the creation (chartering) of new banks closely regulated?  What about

nonbank financial firms?

7.

Who charters new banks in the U.S.?

8.

What  are  the  advantages  of  having  a  national  bank  charter?    A  state  bank charter?

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