QuestionExam employee benefits

Exam employee benefits

1. Edward Marchand, the owner of Archway Manufacturing, provides on-site ATMs and dry cleaning
pick-up for his employees. Mr. Marchand is taking a _______ approach to employee benefit planning.
A. marketing research
B. collective bargaining
C. life-cycle
D. work/life
2. In most states, if an employee becomes involuntarily unemployed because of a layoff, how long does he
or she have before unemployment benefits run out?
A. 26 weeks
B. 20 weeks
C. 52 weeks
D. 39 weeks
3. Which one of the following statements describes an advantage of using a telephone system to
communicate information to employees regarding benefit plans?
A. Employees are able to get the information at a time that’s convenient for them.
B. The benefit planners don’t have to listen to criticisms about the benefit plan.
C. The lack of human interaction makes it easier for shy employees to make their benefit choices.
D. Telephone systems are easy to update with new-employee and new-dependent information.
4. The following choices describe four individuals at the time they became disabled. Which one of these
individuals meets the work requirements for receiving disability under Social Security?
A. Carolyn, a 31-year-old, worked for three consecutive years after her children were old enough to be in school.
B. Marilyn, a 24-year-old, has earned credits equal to four quarters of coverage.
C. Carlos, a 25-year-old blind man, is not yet fully insured under Social Security.
D. Ivan, a 23-year-old, has worked for two consecutive years at a job for which he earns $25,000 per year.
5. Which of the following approaches would be best for using marketing research to determine the benefits
that employees need?
A. Conduct a meeting with senior management to determine what benefit changes should be made.
B. Give employees questionnaires with open-ended questions so that they may express their concerns and opinions about the
benefit plan.
C. Conduct personal interviews with employees; then conduct a competitive analysis to determine what your competitors are
offering.
D. Conduct personal interviews with employees or have them complete questionnaires with closed-ended questions.
6. If you were laid off from your job and became temporarily disabled while still unemployed, which of the
following states would you hope to be living in?
A. Florida
B. New Jersey
C. Alabama
D. Ohio
7. Which one of the following objectives would be appropriate for an employer to use with the benefit plan
that he or she offers?
A. To implement an annual increase of 3 percent in the salary of management employees
B. To establish and maintain an employee benefit program that rewards the efforts of the employees
C. To establish a holiday bonus plan for the years 2003 and 2004
D. To provide Prudential medical insurance to all employees
8. What does the term pay-as-you-go mean in relation to the method by which Social Security pays
benefits?
A. Monthly premiums paid by all workers are used to pay bene

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