Which of the following is an aspect of voluntary leaves to meet business needs?
Question 2
Which of the following is an example of a welfare practice?
Question 3
This policy allows employees to schedule time off without having to justify the reasons, and is more effective in controlling absenteeism than other types of absence control policies.
Question 4
Discretionary benefits are generally divided into which three categories?
Question 5
What is the most common type of life insurance policy offered by companies?
Question 6
Which of the following is NOT a condition manifesting short-term disability?
Question 7
XYZ Company provides a program for its employees who need help dealing with the effects of domestic violence. XYZ Company can offer this kind of service through which of the following programs?
Question 8
In 2010, discretionary benefits accounted for as much as what percentage of an employer’s total payroll costs?
Question 9
Which of the following is a strategic purpose fulfilled by discretionary benefits?
Question 10
The approximate annual cost of employee assistance programs (EAPs) is usually no more than how much?
Question 11
This type of flexible work schedule allows employees to work four 10-hour days a week.
Question 12
Long-term disability benefits usually pay employees which range of monthly pretax salary?
Question 13
Which of the following would be considered an act as part of a company’s wellness program?
Question 14
Companies that offer long-term disability insurance plans only require an elimination period that runs how long?
Question 15
Smoking cessation, stress reduction, and weight loss programs are examples of which type of employee benefit program?
Question 16
This type of defined contribution plan, also known as a CODA, permits only private sector or tax-exempt employers’ employees to tax defer part of their compensation to the trust of a qualified plan.
Question 17
According the provisions in her health insurance plan with Get Well Insurance, Ursula’s coinsurance payment would be $50 if she goes to Dr. Kitt, but will only be $25, if she goes to Dr. Matthew. She probably belongs to what type of insurance plan?
Question 18
These represent a series of payments for the life of the participant and beneficiary.
Question 19
Marty’s employer has a prescription drug plan that will only make him pay 20% of cost of his prescription, if he goes only to certain pharmacies. What type of prescription drug plan does he have?
Question 20
Mia has Parkinson’s disease, but is on an insurance plan that enables her to have the drugs shipped to her house. She is probably on which type of prescription drug plan?
Question 21
This consumer-driven health care option allows employees to contribute pre-tax wages annually to pay for qualified medical expenses, but they will lose the balance not used at year’s end.
Question 22
What percentage of Americans experience some form of mental illness at least once during their lifetime?
Question 23
Starting January 1, 2004, eligible individuals are allowed to establish HSAs under which law?
Question 24
What are the two types of fee-for-service plans?
Question 25
What is another name for health maintenance organizations (HMOs)?
Question 26
0 out of 3 points
Jose invested $6,000 in pre-tax income into this healthcare plan, but lost the $780 left in it at the end of the year, because he didn’t use it. What type of plan was it?
Question 27
Which of the following represents the most approximate percentage for private sector employees who have access to at least one employer-sponsored health insurance program in 2010?
Question 28
This is the condition for which medical advice, diagnosis, care, or treatment was received or recommended during a designated period prior to coverage.
Question 29
A new employee comes into your office and asks you how many hours a year he has to work to qualify as a year towards his vesting requirements. What would you tell him?
Question 30
Which of the following is associated with 401(k) plans?
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