26 Jun financial planning
Question
Specifically address the following required elements
1) Distinguish between savings and investing (what’s the difference, different types, what role can each play in your portfolio).
2) Discuss the importance of ethics when working with financial planning professions (you can do some of this yourself, but you may also wish to hire a professional).
3) Explain the concept of return on investment and identify what part it will plan in your financial plan.
4) Explain risk vs. reward related to your personal financial goals.
5) Describe how the cost/benefit analysis impacts your choices (discuss opportunity cost).
6)Explain how savings and investing are impacted by the time value of money.
7) Describe how interest rates impact time value of money calculation (use time value of money concepts and calculation to plan your savings and investing part of your financial planning goals, show examples with calculations).
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