07 Jun WHAT ARE SOME SPECIFIC SHORT-TERM, INTERMEDIATE, AND LONG-TERM FINANCIAL GOALS THAT PAM MIGHT WANT TO DEVELOP?
hile in college, Pam Jenkins worked part-time and was never concerned about long-term financial planning. Rather than creating a budget, she used her checkbook and savings account (which usually had a very low balance) to handle her financial needs.
After completing college, Pam began her career as a sales representative for a clothing manufacturer located in California.
After one year, her assets consist of a 2002 automobile, a television set, some electronic entertainment equipment, and clothing and other personal belongs, with a total value of about $8,200.
| Life Situation | Financial Data | |
|---|---|---|
| SingleAge 22
Starting a career No dependents |
Monthly income | $2,600 |
| Living expenses | $2,180 | |
| Assets | $8,200 | |
| Liabilities | $3,470 | |
| Emergency fund | $530 | |
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