21 May WHICH OF THE FOLLOWING IS TRUE REGARDING SAFETY AND HEALTH INSPECTIONS?
Regarding costs, an employer would likely prefer this kind of pension plan for their employees:
a defined benefit plan
a defined contribution plan
a hybrid plan
none of these
? The most common performance criteria used includes all of these EXCEPT:
punctuality
quality of work
willingness to work two jobs
leadership
? The Patient Protection & Affordable Care Act (Obamacare) was challenged in a lawsuit alleging that the Federal government exceeded its authority under the Constitution by requiring that people buy health insurance. The case went to the U.S. Supreme Court, which ruled:
striking down the law, on the basis that the Federal government had violated the Commerce clause
striking down the law, on the grounds that nothing in the Consitution authorized the law
upholding the law as valid, on the gounds that it did not violate the commerce clause
upholding the law as valid, on the grounds that it consituted a tax on the lack of health insurance.
? An employee whose wife suffered from breast cancer was terminated after a change of ownership of the company. He asked whether their health insurance would continue, and was told verbally that it would. Nine months later when his wife sought treatment, she was advised the policy had been terminated. He and his wife sued for a violation of COBRA. The court should rule:
for the employer, since it was a new owner, and not the employer of the employee.
for the employer, since the employee never requested in writing that their insurance be continued
for the employee’s wife, because she was also an insured, but was given no notice of her COBRA rights
By law, employers must arrange workers’ compensation coverage for their employees. They may do this by any of the following except:
contributing to state workers’ compensation funds
contributing to federal workers’ compensation funds
self insuring
purchasing coverage from private insurers
Under the FLSA the rule is that minors under 16 years of age:
are allowed to work at any type of job provided that they have obtained working papers
are allowed to work no more than 18 hours per week while school is in session
are allowed to work no more than 8 hours per day while school is in session
all of the above
Which of the following is true regarding safety and health inspections?
inspection sites are always chosen at random
OSHA has the authority to enter and inspect all workplaces, regardless of employer objections
in about half of the states, inspections are conducted by state agencies rather than by OSHA
?
Regarding workplace privacy, which of the following statements is NOT true?
under the 4th Amendment to the U.S. Constitution, federal government employees enjoy protection from unreasonable searches and seizures while at work
under the 4th Amendment to the U.S. Constitution, private employees enjoy protection from unreasonable searches and seizures while at work if their employers are federal contractors
searches of a private employee’s work area must be reasonable in scope
to assert privacy rights, employees must be able to demonstrate a reasonable expectation of privacy
Defined contribution pension plans:
are insured by the Pension Benefit Guaranty Corporation (PBGC)
are prone to under-diversification of investments because employees, themselves, contribute to the plan (sometimes matched by employers).
are not subject to ERISA vesting requirements
guarantee specific pension benefits to the employee when the plan is entered into
Regarding the Pension Benefit Guarantee Corporation (PBGC), which of the following statements is true?
The PBGC is an agency that insures defined benefit pension plans.
The PBGC is an agency that insures defined contribution pension plans.
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